Beyond Finance focuses primarily on establishing tailor-made solutions to ease and regulate a variety of sorts of debt, such as personal loans, health care expenditures, charge cards and private scholar loans. via a consultation system, clients collaborate with outside of Finance professionals to pick the most fitted debt resolution possibility, with progress tracking facilitated by the corporate’s cell app.
证监会中介机构部执行董事叶志衡表示：“这些资产管理公司的行为严重失当，实属不可接受，并有损投资者对香港市场的信心。证监会将于来年把打击资产管理业內的这类失当行为列为首要工作。我们如在检视过程中发现严重违规或失当行为，将会毫不犹豫地向资产管理公司的高级管理层追究责任。”
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These fintech lending firms are innovating the best way persons and businesses borrow and repay the money they need.
在四場專題討論中，香港綠色金融協會的會員和行業領袖分享了以下見解和實務考量：
無論是在網上還是在分行申請私人貸款，填寫申請表時必須保證信息的真實性。提供不實的信息不僅可能導致法律問題，嚴重時甚至可能涉及詐騙或其他刑事犯罪。因此，申請人應對所提供的信息負責，保證其真實性。如果擔心隱私問題，可以咨詢貸款機構，了解哪些信息是必需的，是否有替代的信息提供方式。
So for those who’re suitable for $200, your recommendations can’t full a lot more than $200 inside a 12 months. The application also refunds consumers if it causes an overdraft rate. This charge is really a essential issue for shoppers and buyer advocates, and an assurance that a borrower gained’t pay a single is uncommon.
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隨著金融管理局推出虛擬銀行牌照，香港的銀行業已逐步數位化。許多傳統銀行和虛擬銀行都提供網上貸款申請服務，只需在網絡平台填寫表格並上傳相關證明文件，如身份證、收入證明和住址證明，即可提交申請。部分虛擬銀行甚至不要求提交收入和住址證明，使得申請過程更為簡便。
The maximum allowable rating for cash progress apps that we overview is four stars. Our star ratings award details to cash progress applications which offer client-pleasant features, which includes: caps on voluntary guidelines, protections from overdraft expenses a result of application withdrawals, low cost of borrowing and an evaluation of your person’s finances before supplying an progress. The method also benefits details for options that a client trying to get an progress would uncover valuable, including: quick funding with out a price, making it possible for customers to borrow lower than they have been approved for and purchaser scores.
nevertheless it could be beneficial to cash a few of your 無須證明文件 paycheck early, investigate from the economic overall health Network reveals that a lot of earned wage accessibility people variety a habit of dipping into their paychecks early, which could allow it to be more challenging to stay with a price range.
因為銀行的資金來自客戶的存款，因此資金成本較低，而且銀行的申請門檻高，大大減低出現壞賬的機會，有條件批出較低的貸款。
在香港，民眾借款的方式多元，其中最常見的包括向親朋好友借款和透過銀行或財務公司申請貸款。每種借貸方式都有其獨特的優缺點。
適用於企業和個人客戶的靈活按揭貸款，為住宅、工業和商業等各類物業提供全面的服務